Zilligo Payments LTD, Mauritius File C215482

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Western Union logoCrypto to Western Union

From crypto to cash at Western Union.

To send crypto to Western Union, choose Western Union, enter the recipient's full name as it appears on their ID and the country where they will collect, then send the coins on your order page. Once they confirm, we set up the transfer and show you the MTCN on your order page. The recipient takes it and a government-issued photo ID to an agent, usually the same day. Our fee is 1.5%, plus Western Union's transfer cost, which your quote shows on its own line, and an order can be $100 to $5,000.

Send cash with Western Union How it works
Your orderRate held for 20 minutes
You send513.59

Zilligo fee, 1.5%
$7.50
Western Union transfer cost, 1%
$5.00
Network fee
Paid by your wallet
Usually arrives
Same day
Cash out $500

An estimate at today's price. Your order page fixes the exact amount for 20 minutes.

Our fee, transfer cost on top
1.5%
Usual pickup
Same day
Each order
$100 to $5k
You need
Recipient full name

Cash in hand

When the person you are helping needs cash

Not everyone wants money in an app. A parent without a bank account, a relative in a town where shops still want notes, or someone who simply likes cash in hand.

Western Union pays out through hundreds of thousands of agent locations across 200 countries and territories. Sending through it yourself means paying with cash, a card or a bank account, so crypto has to be sold and withdrawn first.

We let your coins pay for the transfer instead. You name the recipient and the pickup country, send your coins, and once they confirm we set up the transfer and show you the MTCN on your order page, the 10-digit number they need to collect.

Western Union and crypto

Can't Western Union take crypto itself?

Not for a cash pickup you fund from your own wallet. Western Union has started using its own stablecoin behind the scenes, but you still pay for a transfer with cash, a card or a bank account.

Sending through Western Union yourself

  • Paid with cash, a card or a bank account, not coins
  • Your crypto has to be sold and withdrawn first
  • A transfer fee plus a margin in the exchange rate
  • Simple when your money is already cash or in a bank

ZilligoZilligo to Western Union

  • Paid with BTC, ETH, USDT, BNB, SOL, XRP or XMR
  • Set up online from wherever you are
  • A 1.5% fee plus the transfer cost, both shown before you send
  • The same agent network on the receiving end

The steps

How to send crypto to Western Union

Three steps from your wallet to cash at a Western Union agent.

  1. Pay out toWestern Union logoWestern Union
    Grace Okafor
    You get$500.00
    1

    Name the person collecting

    Their full name exactly as on their photo ID, the country where they will pick up, and the amount.

  2. 512.50 USDTTQx7...9fKpW2Rate locked 14:32
    2

    Send your coins

    Pay the address, network and amount on your order page. The quote holds for 20 minutes.

  3. Western Union logoZilligonow
    Transfer ready for pickup
    From Zilligo
    3

    Pass on the MTCN

    Once your coins confirm, we set up the transfer and show you the MTCN on your order page. Share it with the recipient and nobody else.

Before you send

Four things a Western Union pickup needs

The recipient's full legal name

Spelled exactly as on the photo ID they will show.

The pickup country

Where they will collect the cash.

Coins in any wallet

BTC, ETH, USDT, BNB, SOL, XRP or XMR.

A valid photo ID, on their side

Government-issued, such as a passport. Accepted IDs vary by country.

When it fits

When cash pickup is the right call

Money home for familyRent, school fees or groceries, collected near where they live.

Help someone without a bank

They need ID and the MTCN, not an account.

Collect cash yourself abroad

Put your own name on the order and pick it up with your ID.

Cash where cards are rareFor places where most shops still prefer notes and coins.

Price and timing

1.5% plus the transfer cost, cash usually ready the same day

Our 1.5% and Western Union's transfer cost are added on top, each on its own line in your quote. We set up the transfer as soon as your coins confirm.

Example

Cash to collect$500.00
Zilligo fee (1.5%)$7.50
Western Union transfer cost (1%)$5.00
You send in crypto$512.50

The total includes Western Union's transfer cost, $5 on $500. It is 1% per $1,000 or part of it, at least $5 and never more than $64. Your coin's network cost is separate: a fraction of a cent on Solana or XRP, about $2 to $4 for USDT on Tron.

Our pick for cash pickups: USDT on Tron. It keeps its dollar value while it confirms, takes a couple of minutes, and usually costs about $2 to $4 to send.

CoinNetworkUsually arrivesNetwork cost
USDTBest pickNetworkTRC-20 (Tron)Usually arrives1 to 3 minNetwork costVery low
USDTNetworkERC-20 (Ethereum)Usually arrives2 to 5 minNetwork costHigher
BitcoinNetworkBitcoinUsually arrives10 to 30 minNetwork costVaries
EthereumNetworkEthereumUsually arrives1 to 5 minNetwork costVaries
SolanaNetworkSolanaUsually arrivesUnder 1 minNetwork costVery low
XRPNetworkXRP LedgerUsually arrivesUnder 1 minNetwork costVery low
BNBNetworkBNB Smart ChainUsually arrivesAbout 1 minNetwork costLow
MoneroNetworkMoneroUsually arrivesAbout 20 minNetwork costLow

How long each coin takes to confirm. The Western Union transfer is set up right after.

Where it works

Agents in 200 countries and territories

Western Union pays out through hundreds of thousands of agents, often inside shops, banks and post offices. Pickup rules differ by country, so check the destination before you order. A few of the countries with Western Union agents:

200Countries and territories
10 digitsIn every MTCN
NGPHMXINPKKEVNIDBRTRZAAR

Stay safe

Five tips for a smooth pickup

  1. 1

    Copy the name from their ID

    Same spelling, same order, middle names included.

  2. 2

    Keep the MTCN between the two of you

    It is a tracking number, not a password. Share it only with the recipient.

  3. 3

    Warn them about the agent's questions

    Agents can ask for the sender's name and the amount expected, as well as the MTCN and ID.

  4. 4

    Check agent opening hours

    Each agent keeps its own hours, so the recipient should check before setting out.

  5. 5

    Send only to people you know

    Once collected, cash cannot be pulled back. Anyone pushing you to pay a stranger this way is likely running a scam.

Help

Western Union pickup problems, sorted

The agent says the name does not match

Contact support with your order reference and the name exactly as on the ID. Until the cash is collected, the transfer may still be corrected.

I have not received the MTCN

It appears on your order page once the payout is marked sent. If your coins have confirmed and it still isn't there after a few hours, message support with your order reference.

The agent wants the sender's name

Contact support with your order reference and we confirm the sender details on the transfer, so the recipient can answer.

I chose the wrong pickup country

Tell support straight away with your order reference. If the transfer has not been set up yet, we can correct it.

Compare

Getting cash to someone abroad, three ways

Crypto through us, Western Union paid the usual way, or a bank transfer.

Zilligo to Western UnionWestern Union yourselfBank transfer abroad
Pay withZilligo to Western UnionSeven coinsWestern Union yourselfCash, a card or a bank accountBank transfer abroadYour bank account
Recipient needsZilligo to Western UnionPhoto ID and the MTCNWestern Union yourselfPhoto ID and the MTCNBank transfer abroadA bank account
CostZilligo to Western Union1.5% plus the transfer cost, shown before you sendWestern Union yourselfTransfer fee plus exchange marginBank transfer abroadBank fees plus exchange margin
SpeedZilligo to Western UnionUsually same dayWestern Union yourselfDepends on payment method and countryBank transfer abroadOften several business days
Paid out atZilligo to Western UnionWestern Union agentsWestern Union yourselfWestern Union agentsBank transfer abroadThe recipient's bank

FAQ

Crypto to Western Union, answered

Sending a large amount? Talk to us first, we usually reply within an hour.

How do I send crypto to Western Union?

Choose Western Union, enter the recipient's full name, the pickup country and the amount, then send the coins shown on your order page. Once they confirm, we set up the transfer and show you the MTCN on your order page.

Can I send Bitcoin to Western Union?

Not to Western Union itself, which takes payment in cash, by card or from a bank account. With us you pay in Bitcoin, or any of six other coins, and we fund the Western Union transfer.

What is an MTCN?

The Money Transfer Control Number, a 10-digit number that identifies one Western Union transfer. It lets you track the transfer, and the recipient needs it to collect.

What does the recipient bring to the agent?

A valid government-issued photo ID with the same name as on the order, and the MTCN. The agent may also ask for the sender's name and the amount expected.

How soon can the cash be collected?

Usually the same day, once your coins confirm and the transfer is set up.

Which countries can receive cash?

Western Union's network spans 200 countries and territories, but cash pickup rules differ by destination. Enter the pickup country on your order, and ask support first if you are unsure.

What does it cost?

Our fee is 1.5%. Western Union's transfer cost comes on top: 1% of the payout for each $1,000 or part of it, never less than $5 or more than $64, so $5 on $500. Your quote shows both lines before you send, and your coin's normal network cost is separate. For $500 to collect, you send $512.50 worth of coins: $7.50 to us and $5 transfer cost.

How much can I send?

From $100 up to $5,000 per order.

Can I send cash to myself?

Yes. Put your own name and the country you will be in on the order, and collect with your ID and the MTCN.

Do I need a Zilligo account?

Yes, a free one that takes about a minute. After that we only ask for the recipient's name and country. There is no ID check to start a cashout.

Is it safe?

It is safe for sending to people you know. Cash cannot be reversed once it is collected, so never use it to pay someone you have only met online or who promises a prize, job or loan in return.

Other ways to send money

MoneyGram logoMoneyGramMobile Top-Up logoMobile Top-UpWise logoWisePayPal logoPayPal

By coin

USDT to cash pickupBitcoin to cash pickupEthereum to cash pickup

Guides

Sending money to family abroadCashing out without a bank accountHow to avoid cashout scams

Countries where it leads

MexicoBest for familyPhilippinesBest for padalaUnited Arab EmiratesBest for family abroadVietnamBest for familyKenyaBest for cashPakistanBest for cash

Ready when you are

Turn your crypto into cash for someone

Add the recipient's name and country, send your coins, and see the exact amount before you commit.

Send cash with Western Union See fees

Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.

  1. 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
  2. 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
  3. 3Get paidMost payouts arrive within minutes of your coins confirming.