Zilligo Payments LTD, Mauritius File C215482

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Mobile Top-Up logoCrypto mobile top-up

Phone credit, paid for with crypto.

To top up a phone with crypto, choose mobile top-up, enter the number in international format (a plus sign, then the country code) and an amount from $50 to $300, then send the coins your order page shows. The quote holds for 20 minutes. Once your coins confirm, the credit is sent to the line, usually within minutes. We add a 1% fee on top.

Top up a phone How it works
Your orderRate held for 20 minutes
You send303.65

Zilligo fee, 1%
$3.00
Network fee
Paid by your wallet
Per order
$50 to $300
Cash out $300

An estimate at today's price. Your order page fixes the exact amount for 20 minutes.

Countries
150+
Added on top
1%
Each top-up
$50 to $300
You need
Phone number

Why crypto for airtime

Why pay for airtime with crypto

In much of the world, phones run on prepaid credit. People buy airtime as they go and spend it on calls, texts or data bundles. Buying it usually means cash at a shop or a local bank card.

Neither helps when your money is in crypto, or when the phone belongs to family in another country. A top-up paid in crypto puts credit straight on the line, and the person on the other end does not have to do anything.

The payout covers prepaid numbers in 150+ countries. You give us the number with its country code, choose an amount and send your coins. No operator login, no name, no app on their side.

Helping family

Phone credit or cash for family?

A top-up starts at $50 and a cash pickup at $100, and both reach family abroad. Choose by what the money is for.

Western Union or MoneyGram cash

  • Cash they can spend on anything
  • Up to $5,000 per order
  • 1.5% plus the provider's transfer cost, not 1%
  • They travel to an agent with ID

ZilligoZilligo mobile top-up

  • 1% fee, so $3 on a $300 top-up
  • Lands on the phone, nothing to collect
  • Only the phone number needed
  • Credit pays for calls, texts and data only

Topping up

How to top up a phone with crypto

Three steps from your wallet to someone's prepaid balance.

  1. Pay out toMobile Top-Up logoMobile Top-Up
    +63 917 555 2208
    You get$100.00
    1

    Write the number in international format

    A plus sign, the country code, then the number without its local leading zero. Add an amount from $50 to $300.

  2. 101.00 USDTTQx7...9fKpW2Rate locked 14:32
    2

    Send the coins on your order page

    Use the address, network and amount shown there, from any wallet. The quote holds for 20 minutes.

  3. Mobile Top-Up logoMessagesnow
    Top-up received: $75.00
    From Zilligo
    3

    The credit reaches the line

    When your coins confirm, the top-up goes to the operator. The balance updates, often with a text from the network.

What you need

Four things a top-up needs

The number with its country code

For example +234 for Nigeria or +63 for the Philippines.

A prepaid line

Lines on a monthly plan take top-ups only with some operators.

Coins in any wallet

BTC, ETH, USDT, BNB, SOL, XRP or XMR.

$50 to $300

Per order. Top up again whenever you need more.

What it is good for

Ways to use crypto phone credit

Keep family reachableCredit for parents or relatives abroad, with no trip to a shop.

Turn credit into data

On many networks the balance buys a data bundle in the operator's app or with a dial code.

Cover several phones

One order per number, for family members or staff.

Recharge a travel SIMTop up a local SIM you picked up on a trip.

Cost and speed

1% on top, credit in minutes

One of our lowest fees, shown before you pay. On a small top-up, the coin you pick matters more than the fee.

Example

Credit to send$100.00
Zilligo fee (1%)$1.00
You send in crypto$101.00

Your coin's network cost is extra: a fraction of a cent on Solana or XRP, roughly $2 to $4 for USDT on Tron.

Our pick for top-ups: Solana or XRP. Both confirm in under a minute for a fraction of a cent. USDT on Tron costs about $2 to $4 to send, which is a big slice of a $50 top-up.

CoinNetworkUsually arrivesNetwork cost
SolanaBest pickNetworkSolanaUsually arrivesUnder 1 minNetwork costVery low
XRPNetworkXRP LedgerUsually arrivesUnder 1 minNetwork costVery low
BNBNetworkBNB Smart ChainUsually arrivesAbout 1 minNetwork costLow
USDTNetworkTRC-20 (Tron)Usually arrives1 to 3 minNetwork costLow
USDTNetworkERC-20 (Ethereum)Usually arrives2 to 5 minNetwork costHigher
EthereumNetworkEthereumUsually arrives1 to 5 minNetwork costVaries
BitcoinNetworkBitcoinUsually arrives10 to 30 minNetwork costVaries
MoneroNetworkMoneroUsually arrivesAbout 20 minNetwork costLow

Coin confirmation times. The top-up goes to the operator as soon as they finish.

Where it works

Prepaid numbers in 150+ countries

The number does not have to be in the country where you live. These are a few of the countries where most phones run on prepaid credit:

150+Countries
MinutesAfter your coins confirm
NGPHINKEPKIDVNMXBRZATRAR

Number format

Writing the number the right way

Top-ups use the international format: a plus sign, the country code, then the number with its local leading zero dropped.

People can keep their number when they move to another operator, so the first digits do not prove which network a line is on. Ask them.

Mobile Top-Up logoExamples
UK mobile, dialled at home
07700 900123
The same number for a top-up
+44 7700 900123
Nigeria
+234, then the number without its 0
Philippines
+63, then the number without its 0
India
+91, then the 10-digit number

Get it right

Five checks before you top up

  1. 1

    Get the number from the person

    Copy it from a message they sent you rather than typing it from memory.

  2. 2

    Confirm their operator today

    Numbers move between networks, and the first digits will not tell you which one.

  3. 3

    Check the line is prepaid

    Top-ups are made for prepaid credit. Monthly plans accept them only with some operators.

  4. 4

    Add the tag when paying with XRP

    Your order shows a destination tag next to the address. Without it, the payment can go unmatched.

  5. 5

    Ask them to reply when it lands

    That proves the number and operator are right, so every later top-up is a repeat.

Troubleshooting

When a top-up goes wrong

The credit has not shown up

Check that your order page says the top-up was sent. Not every network texts for each top-up, so ask the person to check the balance in the operator's app or with its balance code. Still nothing? Send support the order reference and the number.

I typed the wrong number

Contact support at once with your order reference. If the top-up has not gone out, we can correct it. Credit that reached another live number usually cannot be pulled back.

The operator refused the top-up

This can happen with some monthly-plan lines, or when the number has moved to another network. Send support your order reference and we look into it.

The amount on the phone looks different

Credit shows in local currency, and some operators sell fixed amounts or add tax. Your order page shows exactly what was sent.

Compare

Three ways to buy phone credit

A crypto top-up next to a card-paid app and a trip to the shop.

Zilligo top-upTop-up app paid by cardShop or kiosk
Pay withZilligo top-upSeven coinsTop-up app paid by cardA bank cardShop or kioskCash
Numbers abroadZilligo top-upYes, 150+ countriesTop-up app paid by cardDepends on the appShop or kioskUsually local numbers only
Smallest top-upZilligo top-up$50Top-up app paid by cardOften a few dollarsShop or kioskOften a few dollars
FeeZilligo top-up1%, shown before you sendTop-up app paid by cardSet by the appShop or kioskSet by the shop
What you needZilligo top-upA free account and the numberTop-up app paid by cardAn app account and a cardShop or kioskA trip to the shop

FAQ

Crypto top-ups, answered

Not sure their operator is covered? Ask us before you order, we usually reply within an hour.

How do I top up a phone with crypto?

Choose mobile top-up, enter the number with its country code and an amount from $50 to $300, then send the coins shown on your order page. The credit goes to the phone once they confirm.

Can I buy airtime with Bitcoin?

Yes. Bitcoin works, and so do USDT, Ether, BNB, Solana, XRP and Monero. Bitcoin can take 10 to 30 minutes to confirm, while Solana and XRP take under a minute and cost less than a cent to send.

Can I top up a phone in another country?

Yes. The number does not need to be in the country where you live. Top-ups reach prepaid lines in 150+ countries.

Does the person need a crypto wallet or an app?

No. They only need the phone they already use. The credit lands on their line like any other top-up.

How long does a crypto top-up take?

Usually a few minutes after your coins confirm. With Solana or XRP, the whole thing is often done in a few minutes; with Bitcoin, allow for the confirmation time.

How much does it cost?

1% on top of the credit, plus your coin's network cost. $100 of credit asks for $101 worth of coins. Paid in Solana, a $50 top-up comes to about $50.51 all in.

What is the smallest and largest top-up?

Each order is $50 to $300. For a few dollars of credit, a store that sells small top-ups will suit you better.

Can the credit be used for mobile data?

On many networks the top-up lands as a general balance, and the person then turns some of it into a data or calls bundle in the operator's app or with a short dial code.

Does prepaid credit expire?

That depends on the operator. Some give prepaid balance a validity period, so ask the person how their network handles unused credit before you send a large amount.

Can I top up a phone on a monthly plan?

Top-ups are made for prepaid lines. Some operators accept them on monthly plans and many do not, so check with the person first.

Can I top up the same number again?

Yes. Each order is separate, so you can top up again whenever they need it. The limits page lists every cap.

Is buying phone credit with crypto taxable?

Spending crypto can count as selling it in many countries, which may be taxable. This is general information, not tax advice, so check your local rules.

Other ways to help from afar

Western Union logoWestern UnionMoneyGram logoMoneyGramVisa Prepaid logoVisa PrepaidGoogle Play logoGoogle Play

By coin

Solana to airtimeXRP to airtimeUSDT to airtime

Guides

Every way to spend cryptoSending money to family abroadLimits for every payout

Countries where it leads

South AfricaBest for airtime and dataBrazilBest for recargaIndonesiaBest for pulsa and dataKenyaBest for airtimeMexicoBest for recargasPakistanBest for phone credit

Ready when you are

Put credit on a phone, anywhere

Enter the number, send your coins, and see the exact total before you pay.

Top up a phone See fees

Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.

  1. 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
  2. 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
  3. 3Get paidMost payouts arrive within minutes of your coins confirming.