Zilligo Payments LTD, Mauritius File C215482

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Wise logoCrypto to Wise

Crypto to Wise, in one order.

To cash out crypto to Wise, choose Wise, enter the email on your Wise account and the amount, then send the coins shown on your order page. Once they confirm, we pay that email, usually within minutes. The fee is 1%, and one order can reach $15,000. Wise limits money linked to crypto, so read its rules for your account before you start.

Cash out to Wise How it works
Your orderRate held for 20 minutes
You send506.07

Zilligo fee, 1%
$5.00
Network fee
Paid by your wallet
Usually arrives
Minutes
Cash out $500

An estimate at today's price. Your order page fixes the exact amount for 20 minutes.

Fee, inside your quote
1%
After your coins confirm
Minutes
Per order
$500 to $15k
You need
Wise account email

Good to know

Wise payouts work. Wise has one rule worth knowing.

Wise reviews money linked to crypto case by case and can send back a payment it decides not to take. Most Wise payouts go through without a question, and a few simple habits help yours do the same.

If Wise ever returns a payment, message support with your order reference and we will work out the next step with you.

  • Pay to a Wise account in your own name.
  • Start with a smaller order to see how your account handles it.
  • Keep your order page. It shows the date, coin, rate and amount if Wise asks where the money came from.
  • To skip the question entirely, choose SEPA in Europe or ACH in the US: the same 1%, straight to your bank.

Wise and crypto

Wise has no crypto wallet. Here is the way around it.

Wise is a money account built for many currencies. It can hold more than 40 of them and convert between them. What it cannot do is take coins. There is no crypto wallet inside Wise, and its rules do not let you buy or sell crypto with your account.

So your coins have to become ordinary money before they reach Wise. That is the step we handle. You send your coins to the address on your order page, and we pay the email on your Wise account. We never see your Wise password or your card.

Wise decides for itself which payments linked to crypto it accepts, so the box above sets out what to know and how to make your Wise payout go smoothly. If you would rather skip the question, SEPA and ACH pay into a bank account for the same 1%.

The direct route

Can you send crypto straight to Wise?

No. Wise handles regular money only, and its rules restrict crypto activity on accounts. Here is the usual workaround next to a Zilligo order.

Sell on an exchange, then withdraw to Wise

  • An exchange account with ID checks comes first
  • Wise refuses money from some exchanges, Binance among them
  • Trading fees, a spread and a withdrawal fee stack up
  • Can work if your exchange is regulated in the EU or UK and Wise accepts it

ZilligoZilligo to Wise

  • Send from any wallet or exchange you use
  • We only ask for the email on your Wise account
  • One 1% fee, with the payout shown first
  • Up to $15,000 in a single order

Step by step

How to cash out crypto to Wise

Three steps once your free account is set up. Nothing to link and no bank numbers to copy.

  1. Pay out toWise logoWise
    [email protected]
    You get$500.00
    1

    Enter your Wise email and amount

    Pick Wise, type the email your Wise account uses, and set the amount. The quote shows our fee and your payout.

  2. 505.00 USDTTQx7...9fKpW2Rate locked 14:32
    2

    Send the coins on your order

    Your order page gives one fresh address, the coin, the network and the amount. The quote holds for 20 minutes.

  3. Wise logoWisenow
    You received $500.00
    From Zilligo
    3

    We pay your Wise account

    Once your coins confirm, we send the money to your Wise email. Wise tells you when it arrives.

Checklist

What a Wise payout needs

A Wise account that can receive

Open, verified by Wise and in your own name.

The email on that account

The address you sign in to Wise with.

Coins in any wallet

BTC, ETH, USDT, BNB, SOL, XRP or XMR.

$500 or more

Up to $15,000 per order, three times our PayPal cap.

Once it lands

What your Wise balance can do

Hold several currenciesKeep dollars, euros and pounds side by side and convert inside Wise.

Spend with the Wise card

Where Wise offers its card, pay straight from your balance.

Move it to your bank

Withdraw to a bank account in your name whenever you like.

Send money abroadPay people in other countries from your Wise balance.

Fee and timing

1% to Wise, paid in minutes

One fee, inside your quote. The coin you send sets most of the wait.

Example

You want in Wise$500.00
Zilligo fee (1%)$5.00
You send in crypto$505.00

Your coin's network cost is on top: a fraction of a cent on Solana or XRP, about $2 to $4 for USDT on Tron.

Our pick for Wise: USDT on Tron. It keeps a steady dollar value while it confirms, it takes a few minutes, and it costs about $2 to $4 to send.

CoinNetworkUsually arrivesNetwork cost
USDTBest pickNetworkTRC-20 (Tron)Usually arrives1 to 3 minNetwork costVery low
USDTNetworkERC-20 (Ethereum)Usually arrives2 to 5 minNetwork costHigher
BitcoinNetworkBitcoinUsually arrives10 to 30 minNetwork costVaries
EthereumNetworkEthereumUsually arrives1 to 5 minNetwork costVaries
SolanaNetworkSolanaUsually arrivesUnder 1 minNetwork costVery low
XRPNetworkXRP LedgerUsually arrivesUnder 1 minNetwork costVery low
BNBNetworkBNB Smart ChainUsually arrivesAbout 1 minNetwork costLow
MoneroNetworkMoneroUsually arrivesAbout 20 minNetwork costLow

Confirmation time per coin. We pay your Wise email once it is done.

Before you pick Wise

Wise and crypto money: the rules

Wise decides which incoming money it takes. Know these points before you choose it as your payout.

If Wise sends a payment back, contact support with your order reference and we will look at another payout with you.

Wise logoWise at a glance
Crypto wallet in Wise
None
Buying or selling crypto with Wise
Not allowed
Money from crypto platforms
Only some, at Wise's discretion
What we need from you
Your Wise email
ZilligoZilligo per order
$500 to $15,000

Before you send

Five checks before a Wise payout

  1. 1

    Use your Wise sign-in email

    Money sent by email goes to the Wise account registered to it. One typo and it misses.

  2. 2

    Read Wise's crypto rules

    Wise limits money linked to crypto. Check its help pages so a returned payment does not surprise you.

  3. 3

    Finish Wise's checks first

    Complete any verification Wise asks for before the money is on its way.

  4. 4

    Match coin, network and amount

    Send exactly what your order page shows, from any wallet.

  5. 5

    Save your order page

    It shows the coins you sent and the payout, which helps if Wise asks where the money came from.

Help

Wise payout problems, sorted

I typed the wrong Wise email

Message support right away with your order reference. If the payout has not gone out yet, we can correct it.

Wise asked where the money came from

Wise reviews some incoming payments. Your order page shows the coins, the amount and the payout, so share what Wise asks for.

Wise sent the payment back

Wise can return payments it will not accept. Contact support with your order reference to agree on another payout.

The money has not shown up

Check the status on your order page first. If it says paid and Wise shows nothing, send support your reference.

Compare

Crypto to Wise, or straight to a bank

Wise is one option. If its crypto rules worry you, a bank payout costs the same 1%.

Zilligo to WiseExchange, then WiseZilligo to your bank
Lands inZilligo to WiseYour Wise accountExchange, then WiseYour Wise accountZilligo to your bankYour bank account, by SEPA or ACH
You provideZilligo to WiseYour Wise emailExchange, then WiseExchange ID checks and bank detailsZilligo to your bankIBAN and name, or US account and routing numbers
FeeZilligo to Wise1%, in your quoteExchange, then WiseTrading fee, spread, withdrawal feeZilligo to your bank1%, in your quote
Timing after coins confirmZilligo to WiseUsually minutesExchange, then WiseDepends on the exchangeZilligo to your bank1 to 2 hours by SEPA, 1 to 2 business days by ACH
Most per orderZilligo to Wise$15,000Exchange, then WiseSet by the exchangeZilligo to your bank$15,000 by SEPA or ACH

FAQ

Crypto to Wise, answered

Not sure Wise is right for you? Ask support, we usually reply within an hour.

How do I cash out crypto to Wise?

Choose Wise, enter the email on your Wise account and the amount, then send the coins your order page shows. Once they confirm, we pay your Wise email.

Can I send crypto directly to my Wise account?

No. Wise has no crypto wallet and no deposit address. Send your coins to the address on your Zilligo order, and we pay your Wise email.

Does Wise accept money that came from crypto?

Only in some cases. Wise says it can accept money from crypto platforms that are regulated in the EU or UK and fit its risk rules, and it decides case by case. It can return payments it will not take. If that worries you, choose SEPA or ACH instead.

How long does crypto to Wise take?

Usually minutes after your coins confirm. USDT on Tron, Solana and XRP confirm in a minute or two; Bitcoin usually takes 10 to 30 minutes.

What does it cost?

1% to us, already inside your quote, plus your coin's network cost. On a $500 payout our fee is $5.

What are the limits?

From $500 up to $15,000 per order. For more, place several orders, or contact support before you send.

Which currency do I receive?

Orders are priced in US dollars, and your quote shows the payout before you send. If you need a particular currency, ask support before you order. Inside Wise you can also convert at Wise's rate.

Do you need my Wise password?

No. Only the email on your Wise account. Never your password, card or security codes.

Do I need a Zilligo account?

Yes, a free one that takes about a minute. There are no ID documents to upload for a standard order.

Do I pay tax on a crypto to Wise payout?

In most countries, selling crypto is a taxable event. This is general information, not tax advice: keep your order reference, date and amount, and check your local rules.

Other bank and wallet payouts

SEPA Transfer logoSEPA TransferACH Transfer logoACH TransferPayPal logoPayPalSkrill logoSkrill

By coin

USDT to WiseBitcoin to WiseEthereum to Wise

Guides

USDT to a bank accountThe cheapest way to cash out cryptoCrypto tax when you cash out

Countries where it leads

BrazilLowest fee to a bankCanadaHighest limit

Ready when you are

Cash out to Wise

Add your Wise email, send your coins, and check the exact payout before you commit.

Cash out to Wise See fees

Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.

  1. 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
  2. 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
  3. 3Get paidMost payouts arrive within minutes of your coins confirming.