Zilligo Payments LTD, Mauritius File C215482

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MoneyGram logoCrypto to MoneyGram

Pay in crypto. They collect cash at MoneyGram.

To send crypto to MoneyGram, choose MoneyGram, enter the recipient's full name as it appears on their ID and the country where they will collect, then send the coins on your order page. Once they confirm, we book the transfer and show the 8-digit reference number on your order page. The recipient collects the cash with it and a valid photo ID, usually the same day. Our fee is 1.5%, plus MoneyGram's transfer cost, which your quote shows on its own line, and an order can be $100 to $5,000.

Send cash with MoneyGram How it works
Your orderRate held for 20 minutes
You send513.59

Zilligo fee, 1.5%
$7.50
MoneyGram transfer cost, 1%
$5.00
Network fee
Paid by your wallet
Usually arrives
Same day
Cash out $500

An estimate at today's price. Your order page fixes the exact amount for 20 minutes.

Our fee, transfer cost on top
1.5%
Usual pickup
Same day
Each order
$100 to $5k
You need
Recipient full name

Why MoneyGram

Cash for people who never open a banking app

MoneyGram pays out cash through more than 470,000 locations, many of them inside shops, pharmacies and supermarkets. The person collecting shows ID, gives a reference number and leaves with the money.

That suits relatives who do not use banks or apps, and places where cash is simply easier. Paying for the transfer is the snag: MoneyGram expects cash, a card or a bank account from the sender.

Here your crypto covers that part. Give us the recipient's name and country, send your coins, and once they confirm we book the transfer and show you the reference number on your order page to share.

MoneyGram and crypto

What about MoneyGram's own crypto cash-out?

MoneyGram does turn some crypto into cash, through partner wallets and exchanges. The limits are in which coins it takes and who can collect.

MoneyGram's crypto partners

  • Mainly USDC, on networks such as Stellar and Solana
  • Only inside a partner wallet or exchange, usually after ID checks
  • The account holder collects, not someone you choose
  • Useful if you already hold USDC in a supported app

ZilligoZilligo to MoneyGram

  • Seven coins, Bitcoin and USDT included
  • Sent from any wallet or exchange
  • Cash for anyone you name, in the country you pick
  • A 1.5% fee plus the transfer cost, both shown before you send

Sending cash

How to send crypto to MoneyGram

Three steps from your wallet to cash at MoneyGram.

  1. Pay out toMoneyGram logoMoneyGram
    Joseph Mwangi
    You get$420.00
    1

    Tell us who is collecting

    Their full name exactly as on their ID, the country they will collect in, and the amount.

  2. 431.30 USDTTQx7...9fKpW2Rate locked 14:32
    2

    Pay with your coins

    Send the amount on your order page, on the network it names. The quote holds for 20 minutes.

  3. MoneyGram logoZilligonow
    Cash ready for pickup
    From Zilligo
    3

    Share the reference number

    After your coins confirm, we book the transfer and show the 8-digit reference on your order page. The recipient takes it and their ID to a MoneyGram location.

Checklist

Four things a MoneyGram pickup needs

Their name, exactly as on their ID

MoneyGram pays out only when the two match.

The collection country

Where the MoneyGram location is.

Coins in any wallet

BTC, ETH, USDT, BNB, SOL, XRP or XMR.

Original photo ID, on their side

Usually a passport or national ID card. Some countries also ask for proof of address.

Who it helps

When MoneyGram cash makes sense

Help older relativesCash for parents or grandparents who never use banking apps.

Pay a bill back home

School fees or a medical bill, collected as cash.

Cash for yourself on a trip

Name yourself on the order and collect with your own ID.

Regular supportA set amount each month, picked up close to home.

Fee and timing

1.5% plus the transfer cost, cash usually ready the same day

Our 1.5% and MoneyGram's transfer cost are added on top, each on its own line in the quote. Your coin decides how soon we can book the transfer.

Example

Cash to collect$420.00
Zilligo fee (1.5%)$6.30
MoneyGram transfer cost (1.2%)$5.00
You send in crypto$431.30

The total includes MoneyGram's transfer cost, $5 on $420. It is 1% per $1,000 or part of it, at least $5 and never more than $64. Plus your coin's network cost: a fraction of a cent on Solana or XRP, about $2 to $4 for USDT on Tron.

Our pick for MoneyGram: USDT on Tron. It confirms in a couple of minutes and holds its dollar value, so the amount you planned is the amount you send.

CoinNetworkUsually arrivesNetwork cost
USDTBest pickNetworkTRC-20 (Tron)Usually arrives1 to 3 minNetwork costVery low
USDTNetworkERC-20 (Ethereum)Usually arrives2 to 5 minNetwork costHigher
BitcoinNetworkBitcoinUsually arrives10 to 30 minNetwork costVaries
EthereumNetworkEthereumUsually arrives1 to 5 minNetwork costVaries
SolanaNetworkSolanaUsually arrivesUnder 1 minNetwork costVery low
XRPNetworkXRP LedgerUsually arrivesUnder 1 minNetwork costVery low
BNBNetworkBNB Smart ChainUsually arrivesAbout 1 minNetwork costLow
MoneroNetworkMoneroUsually arrivesAbout 20 minNetwork costLow

How long each coin takes to confirm. We book the MoneyGram transfer once they have.

Where it works

More than 470,000 MoneyGram locations

MoneyGram's network spans 200+ countries and territories, though the services on offer differ from country to country. A few of the countries with MoneyGram locations:

200+Countries and territories
8 digitsReference number
PHMXNGINVNPKKEIDZABRTRAR

Stay safe

Five tips for a MoneyGram pickup

  1. 1

    Use the full name on their ID

    A nickname, a missing middle name or a swapped surname can stop the payout.

  2. 2

    Name the person who will walk in

    Nobody can collect on someone else's behalf.

  3. 3

    Tell them to bring the original ID

    A photocopy is usually turned down.

  4. 4

    Keep the reference private

    Share it only with the recipient.

  5. 5

    Ignore anyone asking you to pay first

    Prizes, jobs and loans that want money by MoneyGram up front are scams.

Support

When a MoneyGram pickup stalls

The location would not pay out

Usually the name and the ID do not match. Contact support with your order reference and the name exactly as it appears on the ID.

No reference number yet

It appears on your order page once the payout is marked sent. If your coins have confirmed and it still isn't there after a few hours, message support with your order reference.

They cannot find a location nearby

MoneyGram's location finder on its website lists agents by town or postcode, including ones inside shops and pharmacies.

I need to change or stop the transfer

Contact support right away with your order reference. Before the cash is collected, we check what can still be changed.

Options

Three ways to get MoneyGram cash

Pay with crypto through us, pay MoneyGram the usual way, or cash out USDC through one of its partners.

Zilligo to MoneyGramMoneyGram yourselfMoneyGram crypto partners
Pay withZilligo to MoneyGramSeven coinsMoneyGram yourselfCash, a card or a bank accountMoneyGram crypto partnersMostly USDC
Where you startZilligo to MoneyGramAny wallet or exchangeMoneyGram yourselfA MoneyGram location, site or appMoneyGram crypto partnersA partner wallet or exchange
Who can collectZilligo to MoneyGramAnyone you nameMoneyGram yourselfAnyone you nameMoneyGram crypto partnersThe account holder
CostZilligo to MoneyGram1.5% plus the transfer cost, shown before you sendMoneyGram yourselfMoneyGram's fee plus exchange marginMoneyGram crypto partnersPartner and MoneyGram fees
Checks on youZilligo to MoneyGramNone to start an orderMoneyGram yourselfMoneyGram's own sender checksMoneyGram crypto partnersThe partner's ID checks

FAQ

Crypto to MoneyGram, answered

Not sure which network to use? Ask us, we usually reply within an hour.

How do I send crypto to MoneyGram?

Choose MoneyGram, enter the recipient's full name, the collection country and the amount, then send the coins shown on your order page. Once they confirm, we book the transfer and show you the reference number on your order page.

Can I send Bitcoin to MoneyGram?

A regular MoneyGram transfer is paid with cash, a card or a bank account, not Bitcoin. With us you pay in Bitcoin, or any of six other coins, and we fund the MoneyGram transfer.

What is the MoneyGram reference number?

An 8-digit number that identifies the transfer. The recipient gives it at the counter, together with their ID, to collect the cash.

What does the recipient need to collect?

The reference number and an original, valid photo ID with the same name as on the order. Accepted IDs vary by country, and some countries also ask for proof of address.

Can someone else collect for them?

No. Only the person named on the transfer can pick up the cash, so put the name of whoever will walk in.

How soon can the cash be picked up?

Usually the same day, once your coins confirm and the transfer is booked.

Where can the cash be collected?

At MoneyGram locations in the country you chose, often inside shops, pharmacies and supermarkets. MoneyGram's location finder shows the nearest ones.

What does it cost?

Our fee is 1.5%. MoneyGram's transfer cost comes on top: 1% of the payout for each $1,000 or part of it, never less than $5 or more than $64, so $5 on $420. Your quote shows both lines before you send, and your coin's normal network cost is separate. For $420 to collect, you send $431.30 worth of coins: $6.30 to us and $5 transfer cost.

How much can I send?

Each order is between $100 and $5,000.

MoneyGram or Western Union?

With us both cost 1.5% plus the same transfer cost, and take $100 to $5,000. Pick the one with a location closer to the person collecting. Western Union uses a 10-digit MTCN, MoneyGram an 8-digit reference.

Do I need a Zilligo account?

Yes, a free one that takes about a minute. After that we only ask for the recipient's name and country. There is no ID check to start a cashout.

Other ways to send money home

Western Union logoWestern UnionMobile Top-Up logoMobile Top-UpWise logoWisePayPal logoPayPal

By coin

USDT to cash pickupBitcoin to cash pickupEthereum to cash pickup

Guides

Sending money to family abroadCashing out without a bank accountIs cashing out crypto safe?

Ready when you are

Cash in their hands, paid from your wallet

Add the recipient's name and country, send your coins, and see the exact amount before you commit.

Send cash with MoneyGram See fees

Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.

  1. 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
  2. 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
  3. 3Get paidMost payouts arrive within minutes of your coins confirming.