Zilligo Payments LTD, Mauritius File C215482

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XRP to cash

Sell XRP for cash. Address and tag, every time.

XRP settles in seconds for a fraction of a cent. Send it with the destination tag from your order and get paid to a bank, Wise, PayPal, a virtual Visa or a cash pickup abroad.

Cash out XRP Network guide
Under 1 minTo confirm
XRP LedgerNetwork
From 1%Fee, shown first
Your orderRate held for 20 minutes
You send391.832825

Zilligo fee, 1.5%
$7.50
Network fee
Paid by your wallet
Per order
$100 to $5,000
Cash out $500

An estimate at today's price. Your order page fixes the exact amount for 20 minutes.

The short answer

To sell XRP for cash, create an order with your payout, then send the exact XRP shown to the order address on the XRP Ledger, with the destination tag your order gives you. The tag is required: without it we cannot match the payment and the funds can be lost. XRP settles in seconds, the network fee is 0.00001 XRP, and our fee is 1% to 2%.

Where the money lands

Choosing a payout for XRP

Any of the 22 works. These are picked for how XRP is sent and spent.

  1. 1Western Union logo

    Western Union

    Cash for someone abroad, ready for pickup the same day, up to $5,000 an order, with Western Union's transfer cost shown in your quote.

    Fee
    1.5%
    Per order
    $50 to $5k
  2. 2Wise logo

    Wise

    Wise within minutes, then 40+ currencies, up to $15,000 an order.

    Fee
    1.0%
    Per order
    $50 to $15k
  3. 3SEPA Transfer logo

    SEPA Transfer

    Euros to an EU or EEA bank in 1 to 2 hours, up to $15,000 an order.

    Fee
    1.0%
    Per order
    $50 to $15k
  4. 4PayPal logo

    PayPal

    A PayPal balance minutes after your XRP settles.

    Fee
    1.5%
    Per order
    $50 to $5k

Compare every payout method

About XRP

One address, many orders, one number that tells them apart

On most blockchains a service gives each order its own address. On the XRP Ledger every address is a permanent account that has to hold a reserve, so services receive XRP at a shared address and tell payments apart with a destination tag: a number attached to the payment.

Your order shows both, the r-address and the tag. The ledger delivers whatever you send to the address; the tag is what tells us the payment is yours. Leave it out and the payment cannot be matched to your order, and the funds can be lost.

Wallets and exchanges label the field in different ways: destination tag, tag or memo. Some wallets also offer a free-text memo, which is a separate field on the ledger. The number goes in the destination tag field.

The other XRP detail is the reserve. Every XRP account keeps 1 XRP it cannot send, plus 0.2 XRP for each object it owns, such as a trust line. If you want to sell everything, your wallet will stop short of that amount.

XRP on the right network

XRP Ledger
Address
Starts with r, plus a destination tag
Confirms in
Under 1 min
Network cost
A tiny fraction of a cent

The destination tag on your order is required.

Avoid these

Check these before sending XRP

Each of these can hold up a payment or lose it. All of them are easy to prevent.

Sending without the tag

The costliest XRP mistake. An untagged payment cannot be matched to your order. Copy the tag from the order page every time.

Reusing an old tag

Each order has its own tag. A tag from a previous order points at that order, not this one.

Putting the number in a text memo

A free-text memo is not the destination tag. If your wallet shows both, use the field named destination tag.

XRP on another chain

Some exchanges offer XRP as a token on BNB Smart Chain. Only XRP on the XRP Ledger is credited.

Step by step

The XRP cashout, step by step

  1. 1

    Create the order

    Choose the payout and amount. The order page shows the r-address, the destination tag and the XRP to send.

  2. 2

    Fill in the address and the tag

    Paste the address, then put the tag in the destination tag field (an exchange may call it tag or memo). Enter the exact amount.

  3. 3

    Paid after it settles

    The XRP Ledger closes a new ledger every few seconds. Once your payment is in one, we send the payout.

Tips

Keep more of your XRP

  1. 1

    Check the tag twice before you confirm

    Compare it digit by digit with your order. A wrong number is as bad as no number.

  2. 2

    Plan around the 1 XRP reserve

    Your wallet keeps 1 XRP locked. Size the order to what you can actually send.

  3. 3

    Add the exchange fee on top

    Exchanges deduct a flat XRP withdrawal fee. Add it so the exact amount arrives.

  4. 4

    Sending money to family?

    A cash pickup order asks for the recipient's full name and the pickup country. Check which countries each payout reaches before you order.

Compare

XRP: Zilligo against the alternatives

SettlementZilligoSeconds, then the payoutExchangeSeconds, then a bank withdrawal that can take daysP2P marketplaceWhen the buyer pays
Where money landsZilligoBank, wallet, card or cash pickupExchangeYour own bank accountP2P marketplaceThe buyer's method
CostZilligo1% to 2%, shown firstExchangeTrading fee, spread and withdrawal feeP2P marketplaceThe buyer's price
PaperworkZilligoFree account, one minuteExchangeID checkP2P marketplaceProfile and trust

Questions

Common XRP questions

Something else? Contact support. Support usually replies within an hour.

How do I sell XRP for cash?

Create an order, then send the XRP it shows to the order's r-address with its destination tag. When the payment settles, we send the money to your payout.

What is a destination tag?

A number attached to an XRP payment that tells the receiver who it is for. Services that share one address use it to match payments to orders, and your order gets a tag of its own.

I forgot the destination tag. What now?

Contact support at once with your order reference and the transaction hash. Without the tag the payment cannot be matched automatically, and recovery is not guaranteed.

Is a memo the same as a destination tag?

On many exchanges, the withdraw field called memo or tag is the destination tag. In a wallet that shows both a memo and a destination tag, the number belongs in the destination tag field.

Why can't I send all my XRP?

Every XRP account keeps a reserve of 1 XRP, plus 0.2 XRP per object such as a trust line. That part stays in your wallet.

How long does it take?

XRP settles in seconds. Wise, PayPal and the virtual Visa pay out within minutes, SEPA in 1 to 2 hours and cash pickup the same day.

Which payout suits XRP?

For someone abroad, Western Union or MoneyGram cash pickup at 1.5%, plus their transfer cost, shown in your quote. For your own bank, SEPA or Wise at 1%. For spending, PayPal or the virtual Visa.

Sell a different coin

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Ready when you are

Sell XRP and send the money where it is needed

A free account takes a minute, and your XRP quote is held for 20 minutes.

Cash out XRP See fees

Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.

  1. 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
  2. 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
  3. 3Get paidMost payouts arrive within minutes of your coins confirming.