Crypto Visa card
A virtual Visa card, loaded with crypto.
To get a virtual Visa card with crypto, choose the Visa card, enter how much you want to load and your email, then send the coins shown on your order page. Once they confirm, we email the card number, expiry date and security code, usually within minutes. The fee is 2%, plus a one-time $10 issuing fee on your first card, and you can load from $100 up to $5,000.
- Zilligo fee, 2%
- $10.00
- Card issuing fee, first card
- $10.00
- Network fee
- Paid by your wallet
- Usually arrives
- Minutes
An estimate at today's price. Your order page fixes the exact amount for 20 minutes.
- Fee, plus $10 on a first card
- 2%
- Across two tiers
- $100 to $5k
- To your card details
- Minutes
- You need
- Email for the card details
Why a virtual card
A Visa card, loaded straight from crypto
Plenty of things online only take a card: streaming, ad accounts, cloud tools, flights and hotels. If your money is in crypto, that usually means cashing out to a bank first and waiting.
A virtual Visa prepaid card skips the bank. You load it from crypto, get the card number, expiry date and security code, and pay anywhere online that accepts Visa.
Zilligo issues the card for the amount you choose, from $100 up to $5,000 across two tiers, for a 2% fee. Your first card also carries a one-time $10 issuing fee. The details arrive by email once your coins confirm.
Card options
A virtual card or a crypto debit card?
Crypto debit cards are one way to spend coins. They come with an account, checks and ongoing costs. A prepaid virtual card is simpler.
Crypto debit cards
- Account, ID checks and sometimes a waitlist
- Monthly, top up or currency fees on the card
- Not every issuer serves your country
- A physical card for shops, where offered
Zilligo virtual Visa
- Card details by email in minutes
- 2% on the load, plus $10 on a first card, shown first
- No exchange account and no ID documents
- Pay from seven coins, USDT included
Getting your card
How to get a virtual Visa card with crypto
Three steps to a Visa card you can use online today.
- 1
Pick a load amount
Enter how much you want on the card. We show your tier and the exact fee before you pay.
- 2
Pay with crypto
Send the amount on your order page from any wallet. Your load amount is locked while your coins confirm.
- 3
Emailnow
Your Visa card is readyFrom ZilligoGet your card details
We email the card number, expiry date and security code. Use them at any online checkout that takes Visa.
What you need
Ready to load your card?
An email for the card details
Keep it private, it will hold your card number.
Crypto to load
USDT, BTC, ETH, SOL, XRP, BNB or XMR, from any wallet.
$100 or more
Up to $5,000. Your tier is set by the amount.
A safe place for the details
A password manager is ideal.
Where to use it
What people pay for with it
Ad accounts
Fund ad platforms that accept prepaid Visa cards.
Cloud and software
Pay for hosting, cloud servers and online tools.
Fee and speed
2% on every load, plus $10 on your first card
The same 2% on every tier, with the first card's $10 issuing fee on its own line, shown before you pay. The coin you send decides how quickly the card is ready.
Example
This example is a first card, so the total includes the $10 issuing fee; later cards pay only the 2%. Your coin's network cost is on top: a fraction of a cent on Solana or XRP, roughly $2 to $4 for USDT on Tron.
Our pick for card loads: USDT on Tron. It confirms in a couple of minutes, keeps its dollar value while you wait, and costs about $2 to $4 to send.
Coin confirmation times. The card is issued and emailed as soon as they finish.
Card tiers
Two tiers, one fee
Your tier is set by how much you load: Bronze for subscriptions and one-off orders, Silver for bigger bills like travel, ad budgets or cloud tools. Every tier costs the same 2%, and your first card adds a one-time $10 issuing fee.
Some merchants, such as car rental firms, do not accept prepaid cards. Check before you rely on one for a booking.
- Bronze
- $100 to $1,000
- Silver
- $1,001 to $5,000
Zilligo fee, every tier
- 2%
- Issuing fee, first card only
- $10
Use it well
Six tips for your virtual card
- 1
Load what you plan to spend
Order another card when you need more, instead of parking a big balance on one.
- 2
Store the details safely
Anyone with the number, expiry and code can use the card.
- 3
Check the merchant takes prepaid Visa
Most do, but some subscriptions and rentals refuse prepaid cards.
- 4
Keep the receipt
Your order page records the load, handy for business expenses.
- 5
One card per subscription
Separate cards make it easy to stop one service without touching the others.
- 6
Leave a small buffer
If a price is in euros or pounds, conversion can add a little. Load a few dollars extra.
Support
Virtual card questions, solved
A payment was declined
Check the balance first, then whether the merchant takes prepaid Visa. If it keeps failing, contact support with your order reference.
I cannot find the card email
Look in spam and promotions, then contact support with your order reference.
I need more on the card
Place another order for a new load. The tier and fee are shown before you pay.
I think my card details leaked
Contact support straight away with your order reference so we can help protect the balance.
Alternatives
Spending crypto by card, three ways
A prepaid virtual card, a crypto debit card, or cashing out to your bank card.
FAQ
Virtual Visa cards, answered
Planning a large load? Talk to us first, we usually reply within the hour.
How do I get a virtual Visa card with crypto?
Choose the Visa card, enter your load amount and email, then send the coins shown on your order page. We email the card details once they confirm.
Can I buy a prepaid Visa card with Bitcoin?
Yes. Pay with Bitcoin, or any of our other coins, and the card is loaded with the amount you chose.
What can I use it for?
Anything online that accepts Visa: subscriptions, ad accounts, cloud tools, shopping, flights and hotels.
What are the card tiers?
Bronze from $100 to $1,000 and Silver from $1,001 to $5,000. The amount you load sets the tier, and $5,000 is the most one card can hold.
What does it cost?
2% on the amount you load, plus a one-time $10 issuing fee on your first card and your coin's network cost. Loading $500 on your first card costs $20 in fees; later cards pay only the 2%, so $10.
How fast do I get the card?
Usually within minutes of your coins confirming. USDT on Tron, Solana and XRP confirm in about a minute or two; Bitcoin takes 10 to 30 minutes.
Can I top up the same card?
No. Each order is its own card with its own balance. When you need more, place a new order and update the card where you use it.
What if the price is in euros or pounds?
The merchant or card network converts it. Load a small buffer so conversion does not leave you a little short.
Does it work for subscriptions?
Most streaming, music and software subscriptions accept prepaid Visa cards. Keep enough balance for each renewal, or the payment declines.
Can I use it in shops?
It is a virtual card, made for online payments.
Is it good for ad accounts?
Many ad platforms accept prepaid Visa cards, but some refuse them or limit how they can be used. Check your platform's payment rules before you load a large budget.
Do I need a bank account?
No. The card is loaded straight from crypto, with no bank involved. You only need a free Zilligo account, set up in a minute.
Other ways to spend crypto
Ready when you are
Your crypto, on a Visa card
Choose your load, send your coins, and get your card details by email.
Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.
- 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
- 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
- 3Get paidMost payouts arrive within minutes of your coins confirming.