Cash out large amounts of crypto to a bank account
For a large cashout, use a bank payout: SEPA takes up to $15,000 per order into a European account, and ACH or Wise the same, all for 1%. Every order shows the rate, fee and exact payout first, and a person on our team checks it before it is paid. Planning to go past one order's limit? Contact support before you send.
- Zilligo fee, 1%
- $5.00
- Network fee
- Paid by your wallet
- Per order
- $500 to $15,000
An estimate at today's price. Your order page fixes the exact amount for 20 minutes.
Your situation
Large cashouts: what matters
With a big sum, the cost and the paper trail matter more than speed. A 1% fee on $15,000 is $150, and a bank transfer leaves a statement line that you and your accountant can match to the order.
Large transfers draw questions from banks, and our team looks at unusually large orders case by case. One clearly documented order is cleaner than a sum split up to stay under a threshold, which can look like an attempt to dodge checks.
Payouts that fit
Routes with the highest limits
SEPA TransferBest fitOur highest limit: up to $15,000 per order into an EU or EEA bank account by IBAN, usually 1 to 2 hours after confirmation.
ACH TransferUp to $15,000 per order into a US bank account, from a $1,000 minimum, arriving in 1 to 2 business days.
WiseUp to $15,000 per order to your Wise email. Wise limits money linked to crypto, so check its rules before a big transfer.
Visa PrepaidWhen the money is for online business costs such as ads or software, one card loads up to $5,000 for 2%, plus $10 on your first card.
Step by step
Moving a big sum safely
- 1
Message support first
For anything near a payout's limit or above it, tell support the amount and payout before you send. Support usually replies within an hour.
- 2
Warn your bank
A large incoming transfer from a sender your bank has not seen before can lead to questions or a hold. A note in advance helps.
- 3
Test with a small first order
An order at the payout's minimum, $500 for SEPA or Wise and $1,000 for ACH, to the same account proves the details before the large one goes.
- 4
Send the main order in USDT
A stablecoin keeps its value while the transfer confirms, so the coins you send still match the quote.
Good to know
Before you move a large sum
Match the account name
SEPA asks for the account holder's name. Type it exactly as your bank has it.
Allow time for the check
A person reviews every order, and a large one can take longer to clear than a small one.
Keep records for tax
Selling crypto is taxable in many countries. Your order pages show what you sold, the rate and the date. This is general information, not tax advice.
What is the most I can cash out in one order?
$15,000 by SEPA, ACH or Wise, and $5,000 on PayPal, the virtual Visa and most other payouts. For more, contact support before sending.
Which route costs least on a large amount?
The bank payouts, SEPA, ACH and Wise, at 1%. The virtual Visa costs 2%, plus $10 on your first card, and only makes sense if you will spend the money online.
Should I split a large sum into several orders?
Only when it is above one order's limit, and tell support first. Splitting to stay under a bank or reporting threshold can be treated as dodging checks, and in some countries it is illegal.
Will I have a record of the cashout?
Yes. Each order page shows the date, coin, amount sent, rate, fee and payout, and your account lists every past order.
Is a large cashout taxable?
Often, yes. The rules depend on where you live and how long you held the coins. Keep your order pages and check with a tax adviser. This is general information, not tax advice.
Other guides
Other situations
Ready when you are
Move it by SEPA
Our highest limit: up to $15,000 per order into an EU or EEA bank account by IBAN, usually 1 to 2 hours after confirmation.
Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.
- 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
- 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
- 3Get paidMost payouts arrive within minutes of your coins confirming.