Zilligo Payments LTD, Mauritius File C215482

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Chime logoCrypto to Chime

Move your crypto into Chime.

Chime does not support crypto, so you cannot send coins to it directly. Instead, choose Chime as your payout, enter your Chime account and routing number, and send your coins to the address on your order page. Once they confirm, we send a dollar deposit to Chime, which usually arrives in 1 to 2 business days. The fee is 1%, from $50 up to $1,000 per order.

Cash out to Chime How it works
Your orderRate held for 20 minutes
You send506.07

Zilligo fee, 1%
$5.00
Network fee
Paid by your wallet
Usually arrives
1 to 2 days
Cash out $500

An estimate at today's price. Your order page fixes the exact amount for 20 minutes.

Fee, shown before you send
1%
Per order
$50 to $1k
Business days to Chime
1 to 2 days
You need
Chime account number

The situation

Crypto and Chime, and how to bridge the two

Chime is a US money app for everyday spending and paychecks. It states that it does not offer stablecoins or any kind of crypto right now. There is no coin address in the app and nothing to buy, sell or hold.

The usual route is long: open an exchange account, pass its ID check, sell, withdraw to Chime, then wait. Here it is one order. You send the coins you already hold, and we send dollars to your Chime account, the same kind of deposit an employer makes.

We only need your Chime account and routing number, the two numbers shown in the app for direct deposits. We never ask for your Chime login, card number or PIN.

Chime and crypto

Can you send crypto to Chime?

Not directly. Chime only handles dollars. It does accept a normal deposit to your account and routing number, and that is how we pay you.

Chime on its own

  • No crypto to buy, sell or hold
  • No address to receive coins
  • The exchange route means sign up, sell, withdraw and wait
  • Takes deposits to your account and routing number

ZilligoZilligo to Chime

  • Seven coins, USDT and Bitcoin included
  • Pays dollars straight to your Chime account
  • 1% fee, the exact deposit shown first
  • No exchange account and no Chime login

How to do it

How to get crypto into Chime

Three steps from coins to a Chime deposit, after a free account set up in a minute.

  1. Pay out toChime logoChime
    •••• •••• 3194
    You get$400.00
    1

    Enter your Chime numbers and amount

    Choose how many dollars you want and add your Chime account and routing number. Your deposit is shown to the cent.

  2. 404.00 USDTTQx7...9fKpW2Rate locked 14:32
    2

    Send the coin you hold

    Pay the amount on your order page to its one-time address. The quote stays fixed for 20 minutes while you send.

  3. Chime logoChimenow
    Deposit received $400.00
    From Zilligo
    3

    The deposit reaches Chime

    After your coins confirm, we send the deposit. It usually shows in Chime within 1 to 2 business days.

You will need

Ready? Check these four

A Chime account in your name

The account where you want the dollars.

Your account and routing number

Both are in the Chime app, in the direct deposit details.

Coins in any wallet

USDT, BTC, ETH, SOL, XRP, BNB or XMR, on a wallet or an exchange.

$50 to $1,000

Per order. For more, place a few orders or use ACH.

Then what?

What your Chime deposit covers

Pay with your Chime cardGroceries, fuel and online orders with your Chime debit card.

Send with Pay Anyone

Pass money to friends and family from the Chime app.

Take out cash

Chime lists about 47,000 fee-free ATMs in its network.

Cover rent and billsPay the landlord, phone or utilities from the new deposit.

Cost and timing

1%, deposited in 1 to 2 business days

One fee, shown before you send, and no spread in the rate. Your coin sets how soon the deposit starts.

Example

You want in Chime$400.00
Zilligo fee (1%)$4.00
You send in crypto$404.00

Your coin's network cost is on top: a fraction of a cent on Solana or XRP, about $2 to $4 for USDT on Tron.

Our pick for Chime: USDT on Tron. It holds a dollar value while it confirms, and its network cost of about $2 to $4 is small next to the deposit.

CoinNetworkUsually arrivesNetwork cost
USDTBest pickNetworkTRC-20 (Tron)Usually arrives1 to 3 minNetwork costVery low
SolanaNetworkSolanaUsually arrivesUnder 1 minNetwork costVery low
XRPNetworkXRP LedgerUsually arrivesUnder 1 minNetwork costVery low
USDTNetworkERC-20 (Ethereum)Usually arrives2 to 5 minNetwork costHigher
EthereumNetworkEthereumUsually arrives1 to 5 minNetwork costVaries
BNBNetworkBNB Smart ChainUsually arrivesAbout 1 minNetwork costLow
BitcoinNetworkBitcoinUsually arrives10 to 30 minNetwork costVaries
MoneroNetworkMoneroUsually arrivesAbout 20 minNetwork costLow

Coin confirmation times. We send your Chime deposit as soon as they finish.

Know your account

Chime, in one card

Where your deposit lands and who holds it. These facts come from Chime and its partner banks.

Chime and its partner banks set these terms and can change them. Your own account details are in the Chime app.

Chime logoChime at a glance
What Chime is
A financial technology company, not a bank
Banking services by
The Bancorp Bank, N.A. or Stride Bank, N.A.
FDIC insurance
Through those partner banks
Crypto in Chime
Not offered at this time
Minimum balance
None
ZilligoZilligo per order
$50 to $1,000

Tips

Five tips for a smooth Chime deposit

  1. 1

    Paste both numbers from the Chime app

    Copy them rather than typing. One wrong digit can send the deposit back.

  2. 2

    Order early on a business day

    Deposits move on business days, so a Friday night order lands after the weekend.

  3. 3

    Keep each order at $1,000 or less

    For more, split it over several orders, or use ACH for $1,000 to $15,000.

  4. 4

    Send within 20 minutes

    That keeps the quote you saw, to the cent.

  5. 5

    Save your order reference

    It is the first thing support asks for, and your record for tax.

Sorting problems

If your Chime deposit hits a snag

I entered a wrong number

Send support your order reference and the right account and routing number. Before the deposit leaves, we can correct it. If it comes back, we resend it once you confirm the details.

The deposit is not in Chime yet

Check your order page first, and count only business days. If it shows paid and two business days have passed, contact support with your reference.

I need more than $1,000

Place a few Chime orders, or choose ACH, which goes up to $15,000 per order to any US bank account.

I sent on the wrong network

Contact support with your order reference and the transaction ID. We check what reached us and tell you the options.

Alternatives

Crypto to Chime: three routes

Paying through us, selling on an exchange first, or using a Bitcoin ATM.

ZilligoExchange, then ChimeBitcoin ATM
FeeZilligo1%, shown before you sendExchange, then ChimeTrading plus withdrawal feesBitcoin ATMThe operator's markup
Time to ChimeZilligo1 to 2 business daysExchange, then ChimeUsually several daysBitcoin ATMCash first, then you deposit it
SetupZilligoFree account, no ID check to startExchange, then ChimeExchange account with ID checkBitcoin ATMRules vary by machine
CoinsZilligoSeven, USDT includedExchange, then ChimeManyBitcoin ATMMostly Bitcoin
WhereZilligoOnline, from any walletExchange, then ChimeOnlineBitcoin ATMAt a machine

Common questions

Crypto to Chime, answered

Anything else? Get in touch, support usually replies within an hour.

How do I cash out crypto to Chime?

Choose Chime, add your Chime account and routing number and the amount, then send your coins to the address on your order page. We send the dollar deposit once they confirm.

Does Chime support crypto?

No. Chime says it does not offer stablecoins or any other crypto at this time. You cannot buy, sell, hold or receive coins in the app.

Can I send Bitcoin to my Chime account?

Not as Bitcoin. Send it to your Zilligo order instead, and we deposit the dollar value into your Chime account.

Can I send USDT to Chime?

The same answer: Chime has no USDT address. Pay your order in USDT, and Chime receives dollars.

How long does crypto to Chime take?

Usually 1 to 2 business days after your coins confirm. Deposits do not move on weekends or federal holidays.

What does it cost?

1% to us, shown before you send, plus your coin's network cost. On a $400 deposit, our fee is $4.

How much can I send to Chime?

From $50 to $1,000 per order. For larger sums, place several orders or use ACH.

Where do I find my Chime account and routing number?

In the Chime app, with your direct deposit details. Use those two numbers, never your login or card details.

Is Chime a bank?

No. Chime is a financial technology company. Its banking services come from The Bancorp Bank, N.A. or Stride Bank, N.A.

Do I need a Zilligo account?

Yes, a free one that takes about a minute. There is no ID check to start a cashout.

Is a Chime cashout taxable?

Turning crypto into dollars usually counts as selling it, which can be taxable. This is general information, not tax advice: keep your order reference, date and amount.

Other US payouts

ACH Transfer logoACH TransferCash App logoCash AppVenmo logoVenmoPayPal logoPayPal

By coin

USDT to ChimeBitcoin to ChimeSolana to Chime

Guides

Bitcoin to a US bank accountMoving USDT to a bankTax when you cash out

Countries where it leads

United StatesFor Chime members

Ready when you are

Load your Chime from crypto

Add your Chime account and routing number, send your coins, and see the exact deposit before you pay.

Cash out to Chime See fees

Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.

  1. 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
  2. 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
  3. 3Get paidMost payouts arrive within minutes of your coins confirming.