MoonPay alternatives for selling crypto
MoonPay sells crypto for 1% to a bank and up to 4.5% to a card, after an ID check, in 80+ countries. If that doesn't fit, here are five other ways to turn crypto into money, compared on where the money can go, the ID check and the cost.
The options
5 MoonPay alternatives, side by side
- 1
Zilligo
Cashout serviceBest for: Getting paid to PayPal, a bank, a gift card, a virtual Visa or cash pickup, with no ID documents for a standard order.
- Pays out to
- 22 payouts, from PayPal and SEPA to cash pickup
- ID check
- None for a standard order
- Cost
- 1% to 2%, shown before you send
- Coins
- 7
Watch out: Only 7 coins, and it doesn't sell crypto to you.
- 2
Transak
Sell button inside walletsBest for: Selling from MetaMask, Ledger Live or Trust Wallet without leaving the wallet.
- Pays out to
- A bank account, or a Visa or Mastercard card
- ID check
- Required the first time
- Cost
- 0.99% for card payouts, plus a 0% to 2.5% spread
- Used through
- Mostly partner wallets
Watch out: Its own pages disagree on how many countries it pays out to; check at checkout.
- 3
Ramp Network
Wallet off-ramp and sell pageBest for: Bank payouts in the US, Europe and Mexico: ACH or RTP, SEPA Instant, SPEI.
- Pays out to
- ACH or RTP (US), SEPA (Europe), SPEI (Mexico), cards outside the US
- ID check
- Required
- Cost
- Not published; shown in the quote
- Reach
- 150+ countries and territories, by its own count
Watch out: No card payouts for US sales, and the payout account must be in your name.
- 4
Banxa
Off-ramp, part of OSL Group since 2026Best for: Selling to a UK bank by Faster Payments, or a US bank by ACH.
- Pays out to
- Faster Payments (UK), ACH or wire (US), SEPA, PayID
- ID check
- One-time check with photo ID
- Cost
- No percentage published; locked at checkout
- Used through
- Partner wallets, or its own checkout
Watch out: In the US it only sells in states where it holds licences.
- 5
Paybis
Direct sell websiteBest for: Selling larger amounts to a card, SEPA, SWIFT, Skrill or Neteller.
- Pays out to
- Card, SEPA, SWIFT, Skrill, Neteller
- ID check
- Required before selling
- Cost
- Varies by method; a $2 minimum service fee is typical
- Big sells
- SEPA up to $100,000 for Bitcoin
Watch out: No payouts to PayPal, Revolut or Wise.
| Option | Pays out to | ID check | Published cost |
|---|---|---|---|
| MoonPay | Bank, card, PayPal and Venmo by region | Required | 1% to a bank, up to 4.5% to a card |
| Zilligo | 22 payouts, incl. gift cards and cash pickup | None for a standard order | 1% to 2% |
| Transak | Bank or card | Required | 0.99% to a card, plus a 0% to 2.5% spread |
| Ramp Network | ACH, RTP, SEPA, SPEI, cards | Required | Shown in the quote |
| Banxa | Faster Payments, ACH, wire, SEPA | Required | Shown in the quote |
| Paybis | Card, SEPA, SWIFT, Skrill, Neteller | Required | Varies by method |
Facts checked on 3 November 2026 against each company's own pages. Fees and coverage change often and depend on your country, so the quote at checkout is the final word. Zilligo is our own service.
Bottom line first
An in-app button versus a cashout service
After an ID check it sells crypto to a bank, a card, and in some countries PayPal or Venmo, for 1% to a bank and up to 4.5% to a card. Zilligo is a cashout service with no ID documents for a standard order, and payouts MoonPay doesn't offer: gift cards, phone credit, a virtual Visa and cash pickup.
Pick Zilligo when
You want the money as a gift card, phone credit, a virtual Visa or cash pickup, or you'd rather not upload ID for a standard cashout.
Pick MoonPay when
You're buying crypto inside an app, or you're happy with a bank or card payout after an ID check.
Point by point
Where your money can end up
From public information, November 2026. Availability depends on your region.
Step by step, side by side
Cashing out $150 of ETH from a self-custody wallet
With MoonPay
- Tap Sell in a wallet that offers MoonPay
- Pass the ID check the first time
- Send the ETH to MoonPay
- Receive the money on your card or bank
With Zilligo
- Open a $150 order and choose where the money lands
- Send ETH from the same wallet to your order's address
- Watch the confirmations on your order page
- Collect the payout, often within minutes
To be fair
What MoonPay does well
For buying inside a wallet, it is often the easiest path.
- Built into many popular wallets and apps
- Easy buying by card, Apple Pay and Google Pay
- Bank payouts in the US, UK and Europe from 1%
Can I use Zilligo from the same wallet I use MoonPay in?
Yes. Any wallet that can send coins works. Copy the address from your order page and send the exact amount on the matching network.
Do I need to verify my identity with Zilligo?
You need a free Zilligo account to place an order, but you don't upload ID documents for a standard cashout. Some payout providers may check the receiving account.
Where should I buy crypto in the first place?
MoonPay or an exchange. Zilligo only cashes crypto out; it doesn't sell coins.
Which pays out to more places?
Zilligo has 22 payouts across wallets, banks, gift cards, a virtual Visa, phone credit and cash pickup. MoonPay pays to banks and cards, plus PayPal and Venmo in some countries.
More comparisons
Compare with the rest
Ready when you are
Price a cashout in seconds
Pick a payout and an amount to see exactly what arrives.
Orders from $50 on gift cards and top-ups, $100 on most payouts. Nothing moves until you send.
- 1Pick a payoutBank transfer, PayPal and other wallets, a card, a gift card or cash pickup.
- 2Send your coinsTo the one-time address on your order, before the 20 minute timer runs out.
- 3Get paidMost payouts arrive within minutes of your coins confirming.